Unsecured Lending Manager

<Job Summary>

International Wealth and Premier Banking is our new global business combining Retail Banking and Wealth Management; and Global Private Banking, to become one of the world’s largest global wealth managers with USD1.4 trillion in assets. Our dedicated colleagues serve millions of customers worldwide across the entire spectrum of private wealth, ranging from personal banking for individuals and families, through to business owners, investors and ultra-high-net-worth individuals. We provide products and services such as bank accounts, credit cards, personal loans and mortgages, as well as asset management, insurance, wealth management and private banking, that best suit our customers’ needs.

• People Responsibility: N
• Reports To: SVP Unsecured Lending
• Job Content:
  • Review and enhance personal loan product features to ensure competitive market positioning and meeting customers’ needs.
  • The job scope includes product pricing, product maintenance, acquisition campaign development, process enhancement and internal/external customer communication
  • To implement personal loan business strategy and deliver agreed business target
  • Conduct regular market review to identify opportunities and gap for business.  As well as to initiate business ideas that would be beneficial to personal loan target
  • To comply with HSBC internal policy and guideline
  • Familiar and follow with consumer lending related regulation

<Skills/Experience>

• University graduated or above, commercial related preferred
• Has financial industry working experience, including credit card revolving or consumer lending product management experience
• Ability to planning and execution independently, good in communication with internal departments, and good in pressure resistance
• Logic thinking, strong data analysis skill
• Good presentation skill
• Fluent in Chinese and English

<License Requirement>

Nil