Sr Associate - Corporate Banking Debt Finance

Who is HSBC Innovation Banking?  

HSBC Innovation Banking is the power behind the UK’s forward-thinkers, future-makers, and leap-takers, helping them ignite the bold ideas that reshape our world. We offer flexible banking solutions for start-ups, scale-ups, growth businesses, investors and those working towards IPO typically within the technology and life science sectors.

Whether it’s comprehensive banking, managing cashflow, plans for buyouts or Strategic Fund Solutions, we power ideas at every stage of their journey. From the first-time founders to the funds that back them, and everything in between. We're proud to accelerate growth for our clients, create meaningful connections and communities, and open a world of global opportunity for entrepreneurs and investors alike.

Here’s to never standing still. Come and join us!

The team you’ll work with:

The Corporate Debt Finance team is responsible for developing and managing credit relationships with clients and prospects across a variety of asset classes: PLCs, owner-managed and sponsor-owned Corporates all in the mid to large cap space.  The Debt Finance team leads the deal structuring and due diligence process, partnering with the Technology Bankers on the delivery and negotiation of debt solutions and is responsible for proactive & robust portfolio management. 

What you can expect to be doing:

Senior Associates support the end-to-end deal process:

• Ensuring consistently high standards of diligence, underwriting and execution whilst delighting clients and adhering to HSBC Innovation Banking lending policies.
• Analysis and underwriting for new debt facilities and amendments including the review and due diligence on client information and financials, supporting in structuring the deal, overall credit approval package preparation and closing.
• Participate in client meetings to gather and understand information to be able to effectively communicate updates to key stakeholders.  

 
This role will also include day-to-day portfolio management of borrowing clients:

• Day-to-day credit management of a portfolio of borrowing clients. Responsibility to include regular meetings with clients and proactively identifying credit risks. 
• Support proactive portfolio management by reviewing financial and other information (both externally and internally prepared) to properly assess client situations and risk.  
• Own and maintain the credit relationship with a portfolio of cash management clients.

Requirements:

The ideal candidate would have the following experience and attributes:

• Prior experience in banking with previous experience in cashflow lending preferred
• Prior experience working in the innovation economy a strong plus
• Consistently demonstrates excellent credit skills
• Able to confidently co-ordinate and manage the credit process for a new debt deal
• Confident in financial modelling and analysing management accounts
• Strong organizational and time management skills
• Proactive, self-motivated with high levels of energy and strong work ethic

Where you’ll be based:

Our home office in Finsbury Square, London. We offer hybrid working to our employees, so you can flex between home and the office, with a current requirement to be in the office 2 days per week.

Being open to different points of view is important for our business and the communities we serve. At HSBC, we’re dedicated to creating diverse and inclusive workplaces - no matter their gender, ethnicity, disability, religion, sexual orientation, or age. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible for everyone to be at their best. We take pride in being a Disability Confident Leader and will offer an interview to people with disabilities, long term conditions or neurodivergent candidates who meet the minimum criteria for the role.

If you have a need that requires accommodations or changes during the recruitment process, please get in touch with our Recruitment Helpdesk:

Email: hsbc.recruitment@hsbc.com

Telephone: +44 207 832 8500