Associate Graduate, Commercial Organisation

Who is HSBC Innovation Banking?
HSBC Innovation Banking is the power behind the UK’s forward-thinkers, future-makers, and leap-takers, helping them ignite the bold ideas that reshape our world. We offer flexible banking solutions for start-ups, scale-ups, growth businesses, investors and those working towards IPO typically within the technology and life science sectors.
Whether it’s comprehensive banking, managing cashflow, plans for buyouts or Strategic Fund Solutions, we power ideas at every stage of their journey. From the first-time founders to the funds that back them, and everything in between. We're proud to accelerate growth for our clients, create meaningful connections and communities, and open a world of global opportunity for entrepreneurs and investors alike.
Here’s to never standing still. Come and join us! 

THE PROGRAM 

The Associate Development Program runs for 18 months and has a focus on building core banking skills – you’ll partner with experts in in Digital Channels Product Management and Commercial Proposition Development. In both pathways, you will work within the Innovation Banking Commercial Organisation to assess and meet the needs of our clients.

You can expect a significant amount of hands-on activity with the client base and product inventory that you are supporting, potentially working with clients across a range of different sectors and life stages. Structured training will focus on building skills and knowledge in the following areas:

• HSBC Innovation Banking & Industry orientation – business lines, innovation ecosystem, venture capital and private equity.
• Data Analysis
• Client need identification and insights across sectors and growth stages
• Competitor research
• Product Performance Assessments.
• Products –Digital Channels, Payments and Cards, FX, Lending and Liquidity
• Systems and processes.

Digital Channels Product Management

The Digital Channels Product Management pathway will give you exposure to supporting our Product Inventory across a range of life stages and sectors. Our teams cover the Products HSBC Innovation Banking offers to clients. You will support the relevant Product Heads across a range of tasks including, performance analysis, risk reviews, product governance, new product development and voice of the client enhancements and more. Within the Digital Channels Product Management team, you will support across Online Banking, Mobile Banking app, and APIs across all our product verticals: Payments and Cards, Liquidity, Lending. You will be working closely with design, change, technical delivery, business operations and marketing teams to deliver the product roadmap.

Commercial Proposition Development

The Commercial Proposition Development pathway will give you exposure to how HSBC Innovation Banking shapes and evolves its client offering for founders, investors and scaling innovation companies across different sectors and growth stages. Working closely with frontline, product teams and sector specialists you will help the business to understand client needs, analyse how our solutions are used and identify opportunities to strengthen our proposition.

You will play a key role in monitoring the competitive landscape across banks, fintechs and other innovation-focused providers, identifying emerging trends across the innovation ecosystem and sharing insights and developments with the wider business. You will support strategic initiatives including go-to-market activity, proposition narrative and enablement.

Skills and Requirements

This may be the job for you if:

Work well as part of a team and are equally confident working independently, staying calm and focused under pressure.

Are driven to succeed, with strong organisational, time-management and prioritisation skills. You take initiative, follow through, and make sure nothing gets missed.

Enjoy analysing information and turning data and insights into clear, well-reasoned conclusions.

Are naturally curious and like exploring new topics—researching thoroughly and presenting findings in a clear, structured way.

Communicate confidently in writing and verbally. You can explain complex topics simply, and you may have a foundation in financial analysis, including reading and interpreting financial statements.

Learn quickly and enjoy building new skills and knowledge.

Like solving problems and thinking creatively. When you don’t know something, you’re proactive in finding the answer and don’t give up easily.

Have a demonstrable interest in innovation (e.g., technology and life sciences) and in investors focused on innovative sectors.

Hold a bachelor’s degree (or equivalent) and may already have some relevant work experience.

PROGRAM DETAILS:

Duration: 18 months

Applicants must have graduated in 2025 or be graduating in 2026.

Program begins in September 2026

Locations: London- Hybrid

Where you’ll be based:
Our home office in Finsbury Square, London. We offer hybrid working to our employees, so you can flex between home and the office, with a current requirement to be in the office 2 days per week.

We anticipate strong interest in this opportunity. If we receive a high volume of applications, we may close the advert early (before the stated closing date), so please apply promptly if you’re interested. 

Being open to different points of view is important for our business and the communities we serve. At HSBC, we’re dedicated to creating diverse and inclusive workplaces - no matter their gender, ethnicity, disability, religion, sexual orientation, or age. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible for everyone to be at their best. We take pride in being a Disability Confident Leader and will offer an interview to people with disabilities, long term conditions or neurodivergent candidates who meet the minimum criteria for the role.

If you have a need that requires accommodations or changes during the recruitment process, please get in touch with our Recruitment Helpdesk:

Email: hsbc.recruitment@hsbc.com

Telephone: +44 207 832 8500