Credit Risk Analyst

If you’re looking for a career that will help you stand out, join HSBC, and fulfil your potential - whether you want a career that could take you to the top, or an exciting new direction, we offer opportunities, support and rewards that will take you further.

We’re one of the largest banking and financial services organisations in the world, with a network that covers more than 50 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people fulfil their hopes and realise their ambitions.

We’re currently seeking an experienced professional to join our team in the role of Credit Risk Analyst.

As a Credit Risk Analyst you’ll support the development and maintenance of commercial credit risk decisioning models (such as acquisition and behaviour scorecards) and other credit strategies.

As an HSBC employee in the UK, you’ll have access to tailored professional development opportunities and a competitive pay and benefits package. This includes private healthcare for all UK-based employees, enhanced maternity and adoption pay and support when you return to work, and a contributory pension scheme with a generous employer contribution.

In this role you’ll:

• Support the development and maintenance of commercial credit risk decisioning models with a focus on Small and Medium Enterprise (SME) customers in the UK, and support internal model review, independent review, and if required, external review processes

• Explore new data sources to improve credit models and credit insights
• Apply innovative thinking and analytical techniques to improve model performance and development processes
• Identify areas which require data remediation and proactively engage with internal stakeholders to address them

• Develop new credit risk strategies to mitigate against emerging market risks and existing portfolio performance, and deploy credit risk models and strategies on new and existing risk systems

To be successful in this role you should meet the following requirements:

• A background in quantitative or technical field is essential, for example mathematics statistics, or econometrics.
• Experience of developing and monitoring credit risk decisioning models, such as aquisition or behaviour scorecards, or regulatory models such as PD, EAD and LGD
• Strong data management skills with a good understanding of statistics and familiarity with sophisticated tools for numerical analysis
• Programming skills in Python is essential, with SAS and SQL knowledge being advantageous
• Ability to progress multiple tasks at the same time to support successful delivery of projects within an agreed time scale
• Creative problem solving skills, with a track record of challenging the status quo to deliver improved ways of working
• Ability to prepare clear and effective presentations, documentation and analysis

Opening up a world of opportunity.

Being open to different points of view is important for our business and the communities we serve. At HSBC, we’re dedicated to creating diverse and inclusive workplaces - no matter their gender, ethnicity, disability, religion, sexual orientation, or age. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible for everyone to be at their best. We take pride in being a Disability Confident Leader and will offer an interview to people with disabilities, long term conditions or neurodivergent candidates who meet the minimum criteria for the role.

If you have a need that requires accommodations or changes during the recruitment process, please get in touch with our Recruitment Helpdesk:

Email: hsbc.recruitment@hsbc.com

Telephone: +44 207 832 8500