Global Trade Solutions (GTS) Product Risk Manager
Kuala Lumpur, Federal Territory of Kuala Lumpur, MY, 55188
Some careers grow faster than others.
If you’re looking for a career that will give you plenty of opportunities to develop, join HSBC and your future will be rich with potential.
Trade has been the foundation of HSBC since 1865, it is evolving fast and so are we. With our network, expertise, and solutions we’re placed to help clients make sense of emerging trends, risks, and opportunities by being the global connectors, innovative problem solvers and strategic partners.
We connect the world through trade. Our footprint gives clients access to roughly 90% of world trade flows providing a powerful mix of local, regional, and global knowledge to help them spot new growth opportunities. We are innovative problem solvers that provide a safer, smoother digital trade experience. We solve business challenges through growth, disruption, or uncertainty, and we bring clients insights and ideas to enable grow and protect their business.
Our comprehensive suite of products and services can be combined into global solutions that help make it easier for businesses to manage trade risk, process trade transactions, and fund trade activities.
We are currently seeking an ambitious individual to join our team in the role Global Trade Solutions (GTS) Product Risk Manager
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Key responsibilities includes:
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A. Transaction Risk Management (Financial Risk)
- Conduct due diligence / Manage underwriting of new and renewal credit opportunities including developing appropriate recommendation for wholesale credit and market risk. This includes New Proposal / facility renewal due diligence / endorsement and input pursuant to GTRF FIM covering Receivables Finance (RF), Supply Chain Financing (SCF), Asset Backed Lending (ABL), Commodity Structured Trade Finance (CSTF) and other core trade finance product when TRM input / endorsement is required.
- Perform in-life transaction monitoring, ensuring early identification of deterioration or emerging risks.
- Execute periodic deal reviews, triggered by client behaviour, portfolio risk indicators, or changes in external environment.
- Support escalation and mitigation actions on transactions that may present credit, performance, or fraud risk.
- Work closely with frontline, credit, and portfolio teams to reduce bad debt through effective risk identification and controls.
B. Chief Control Office (Non-Financial Risk)
- Ensure GTS maintains a robust and compliant business risk and control capability at country level.
- Oversee and support non-financial risk management across GTS businesses, ensuring alignment with Group frameworks and policies.
- Coordinate and support control testing, including design effectiveness and operating effectiveness assessments.
- Liaise with Risk Stewards, internal auditors, Compliance, and other stakeholders on all NFR-related matters.
- Provide governance insights through preparation and delivery of key control indicators, management information, and thematic analysis.
- Act as a reference point for subject-matter expertise in trade-related control matters (e.g., fraud governance, sanctions controls, operational risk).
- Support remediation of audit findings, risk issues, and control gaps, ensuring timely and sustainable resolution.
- Strengthen risk culture by supporting training, awareness initiatives, and consistent application of risk practices across trades products
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The role holder will be responsible for supporting the alignment of portfolio risk appetite to the risk appetite of the business. This will be achieved through monitoring and periodic reporting of portfolio risk and key metrics to local/regional Product Risk team and all relevant risk stewards highlighting key and material risks in the portfolio and follow through with actions to address any concerns raised on the portfolio. The role holder will contribute to development of new initiatives, new propositions and business plan in country, in collaboration with the regional team. |
Requirements:
- Bachelor degree in business, related field, or equivalent experience.
- Knowledge of Structured Trade Finance Product, mainly Receivables Finance and Supply Chain Solutions.
- Experienced in credit and quality of receivables assessment and understanding of key ratios indicated via balance sheet, Profit and Loss and cash flow statements review.
- Knowledge and interest in local market and global macroeconomic condition.
- Curios mind and willingness to explore new deal structures.
- Interpersonal and negotiation skills in communicating with key stakeholders including Front Office sales team, credit risk officer and regional and global business.
- Proactive and able to work independently with capacity to lead a medium size team.
- Communication skills, able to clearly articulate ideas and negotiate for outcome with stakeholders.
- Knowledge of relevant regulations impacting the business, and the lending and credit approval process and Global Standards
Due to the urgent hiring need, candidates with immediate right to work locally and no relocation needed will be prioritised.
You’ll achieve more when you join HSBC.
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Issued by HSBC Bank Malaysia Berhad