Credit Risk Generalist - Credit Analysis unit

Brand:  HSBC
Area of Interest: 
Location: 

Kolkata, WB, IN, 700064

Work style:  Hybrid Worker
Date:  6 Dec 2025

Some careers shine brighter than others.

 

If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be.

HSBC is one of the largest banking and financial services organisations in the world, with operations in 62 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.

We are currently seeking an experienced professional to join our team in the role of Credit Risk Generalist – Credit Analysis unit

 

In this role, you will:

  • Monitor department's performance, identifying areas of improvement and implementing necessary changes in accordance with strategic goals.
  • Collect, organize, and analyse data as needed. Prepare reports and presentations based on data and requirements.
  • Ensure the smooth operation and maintenance of systems and processes. This includes managing process documentation, monthly billing, and headcount migrations.
  • Troubleshoot issues, perform system upgrades, and ensure data integrity.
  • Coordinate with other departments and stakeholders within HSBC to ensure alignment of departmental goals with the overall company objectives.
  • Understand business processes, workflow management, and process optimization techniques. This includes knowledge of how to streamline processes, eliminate waste, and improve efficiency.
  • Build and maintain strong relationships with senior management, department heads across the organization.
  • Identify, analyze, and solve problems in a timely and effective manner.
  • Familiarity with IT systems and software used in business, such as Microsoft Office Suite, project management software, and CRM systems. Understand how technology can be used to improve business processes.

 

To be successful you will:

  • Bachelors in any discipline.
  • 5 – 8 years of total experience with a minimum of 3 years of relevant experience
  • This is an IC role. The role holder is expected to contribute to and develop the Business Management functional capability.
  • To be successful in this role, Qliksense development, managing SharePoint, SQL queries and VBA knowledge would be essential.
  • Knowledge of building Power BI dashboards, Alteryx tool will be an added advantage.
  • Understanding of financial principles and concepts, including budgeting, financial forecasting, and financial analysis.
  • Responsible for delivering a consistent governance framework, applying best practice across the organization, covering all aspects of headcount management and reporting, communication, strategy execution support, people engagement, learning and development, project support.
  • Understanding of risk management principles and practices. This includes the ability to identify, assess, and mitigate risks that could impact the business
  • Implement the Group Compliance Policy as applicable to the role in conjunction with the relevant Compliance Department.

 

You’ll achieve more when you join HSBC.

 

www.hsbc.com/careers

 

HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role.”

Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

 

***Issued By HSBC Electronic Data Processing (India) Private LTD***