Credit Specialist

Some careers shine brighter than others.

If you’re looking for a career that will help you stand out, join HSBC and fulfil your potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.

We are currently seeking an experienced professional to join our team in the role of  Credit Specialist 

In this role, you will:

• Ensures applications are assessed and verified consistently, objectively, with uniform application of policy, procedure and guidelines.
• Identify and escalate potential risks, operational and otherwise.
• Ability to be flexible and willing to change along with changes in corporate and department objectives in addition to recommending changes to assist in meeting these objectives.
• Contribute for continuous process improvement to reduce the cost and enhance the end customer experience.
• Support achievement of team objectives.Participate actively in employee development activities like coaching or feedback.
• Mandatory and other training completion and performance to be owned by self. Identify and inform line management of potential risks within the process.
• To be aware of the Operational Risk scenario associated with the role and ensure that all actions align to mitigating the same.
• Conduct self and make informed decisions that protect HSBC values, reputation and business. Able to assimilate a large amount of information and make effective decisions on a wide range of issues.

To be successful you will:

• Awareness of the types and nature of credit products and processes. Understanding of Credit life cycle.
• A Graduate in any discipline; preferable in commerce. Minimum of 3 years of experience in secured or unsecured underwriting, United Kingdom (UK) or United States (US) calling experience.
• Strong analytical, problem-solving, communications, financial and interpersonal skills.
• Excellent verbal and written communication skills.
• Provide excellent customer service to internal or external customer by maintaining good call quality in accordance to Call Monitoring or Call Coaching standards. 
• Acquire exhaustive knowledge on process, procedures and Credit policies and upgrade the knowledge on an ongoing basis.

You’ll achieve more when you join HSBC.

www.hsbc.com/careers

HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role.”

Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

                                               ***Issued By HSBC Electronic Data Processing (India) Private LTD***