Credit Risk Generalist

Some careers shine brighter than others.

If you’re looking for a career that will help you stand out, join HSBC and fulfil your potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.

We are currently seeking an experienced professional to join our team in the role of Credit Risk Generalist

 In this role, you will: 

• Liaise with sales team/frontline for effective resolution of discrepancies regarding verification, documentation, where applicable
• Meet and exceed Performance level Agreement and Key Performance Indicators targets (Quality and Operating Efficiency). Maintain strict adherence to schedule.
• Demonstrate high efficiency and ability to be flexible and willing to change along with changes in corporate and department objectives in addition to recommending changes to assist in meeting these objectives
• Understand and examine the Operational Risk scenario associated with the role and ensure that all actions align to mitigating the same.
• Conduct self and make informed decisions that protect HSBC values, reputation, and business.
• Ensures applications are assessed and verified consistently, objectively, with uniform application of policy, procedure, and guidelines
• Identify and escalate potential risks, operational and otherwise.
• Engage with colleagues and other internal stake holders to deliver the set objectives and exceed.

 To be successful, you will:

• Provide excellent customer service to internal/external customer by maintaining good call quality in accordance to Call Monitoring/ Call Coaching standards. (where applicable)
• 0-2 years of experience in relavent Industry along with a Graduate in any discipline (Preferable in commerce)  
• Strong analytical, problem-solving, communications, financial and interpersonal skills.
• Excellent verbal & written communication skills
• Flexibility to work in any shifts
• Understanding of Credit life cycle and awareness of the types and nature of credit products and processes.
• Ability to work well under pressure.

You’ll achieve more when you join HSBC.

www.hsbc.com/careers

HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected, and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role.”

Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

***Issued By HSBC Electronic Data Processing (India) Private LTD***