Vice President, Credit Solutions - Innovation Banking, Hong Kong Business

HSBC Innovation Banking provides commercial banking services, expertise and insights to the technology, life science and healthcare, private equity and venture capital industries. Combining deep expertise with dynamic agility, we pride ourselves on being a trusted partner for those reshaping the world. From start-ups to venture capitalists, our shared ambition for our clients helps turn their vision into reality.

Credit Solutions is a dedicated team of corporate financiers within HSBC Innovation Banking specialising in providing debt solutions to early-to-growth stage, institutionally-backed companies in the innovation economy across Greater China. The team is responsible for the entirety of the deal process, from origination, structuring, execution and ongoing monitoring.

We are currently seeking a high calibre professional to join our team as a Vice President, Credit Solutions, Innovation Banking

Principal Responsibilities

• Support Deal Captains in the team with the origination and execution of Venture Debt and other debt financing transactions, across pitching, structuring, negotiation, credit approval and legal documentation alongside legal counsel
• Effectively identify and manage the risks associated with more complex, leveraged lending through comprehensive due diligence, including financial modelling, and appropriate transaction structuring for an efficient credit approval process
• Engage with clients and other key stakeholders to support the new business opportunities and transaction execution process
• Undertake market analysis and insight report on latest market innovation, startup fundraising, dealmaking and exit activity in Greater China
• Conduct in-depth monitoring of New Economy companies under HSBC’s New Economy Fund to evaluate the performance and financial health of portfolio companies
• Collaborate with Commercial Banking relationship management teams, HSBC Private Bank, HSBC Invest, HSBC Asset Management and HSBC Global Banking & Markets to deliver holistic solutions to clients
• Ensure adherence to all applicable operational risk standards and policies, reporting any breaches in accordance with local procedures

Requirements

• Deep understanding of the 3 core financial statements and how to interpret them
• Solid corporate finance technical foundations spanning financial modelling, credit risk analysis, and legal documentation
• Experience in customer facing roles, including evidence of negotiating with clients to deliver mutually satisfactory outcomes
• Some years experience in banking or similar financial services sectors
• Relevant experience covering institutionally-backed, earlier stage companies preferred
• Sound interpersonal, negotiation and communication skills, including presenting to groups
• Keen interest in acquiring relevant segment knowledge and innovating for growth, prior exposure on Healthcare related sector is a plus
• Existing Type 1 and Type 4 SFC licenses beneficial
• Language skills in spoken and written Mandarin and English is essential, Cantonese useful
• Strong proficiency in Microsoft Excel and PowerPoint
• To be considered for this role, the relevant rights to work in Hong Kong are required