Credit Approval Manager - Hang Seng Bank (HK)

Some careers have more impact than others.
 
If you’re looking for a career where you can make a real impression, join Hang Seng and discover how valued you’ll be. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, Hang Seng offers opportunities, support and rewards that will take you further.

Risk & Compliance – Wholesale Credit Risk Department

Hang Seng's Risk and Compliance ("RKM") strives to maintain a well-balanced risk profile for the Bank while enabling businesses to thrive. Our team actively manages a varied and dynamic range of risk types. We are dedicated to collaborate with businesses, other functional units and regulatory bodies to develop and implement robust and customized risk management frameworks and measures to maintain the strong market position of the Bank.

Wholesale Credit Risk covers the approvals, policies, portfolio management and recovery of the Bank's Wholesale Credit Risk exposures; and working closely with Hang Seng Bank (China) Ltd Wholesale Credit Risk to ensure functional consistency in China.

We are currently seeking a high caliber professional to join our department as Credit Approval Manager.

Principal responsibilities

• Review and approve medium enterprises and large corporates credit proposals to maintain a good balance between returns and risks exposure
• Assist in the review and development of the Bank’s credit approval policies and guidelines
• Conduct periodic health check and stress testing on customer portfolio
• Assist in ad hoc projects of investigative or trouble shooting nature on specific customer portfolio

Requirements

• University degree in Finance, Accounting or a related discipline, preferably with other professional qualifications
• Minimum of five years’ banking experience in corporate lending
• Strong business sense and credit skills
• Ability to work independently and under pressure, with good communication, interpersonal and analytical skills
• Proficiency in both English and Chinese
• Great sense of ownership and servicing mindset to ensure efficient and effective customer service processes