Associate, Structured Banking

We are currently seeking a high calibre professional to join our team as a Associate, Structured Banking.

In this role you will:

• Support sustainable revenue growth through understanding customer needs and by adopting a solution-based approach to debt structuring
• Support Deal Captains in the team with the origination and execution of debt financing transactions, across pitching, structuring, negotiation, credit approval and legal documentation alongside legal counsel.
• Effectively identify and manage the risks associated with more complex lending through comprehensive due diligence, including financial modelling, and appropriate transaction structuring
• Collaborate with other Commercial Banking product areas and Corporate and Institutional Banking to deliver holistic solutions to clients
• Contribute to a comprehensive and efficient credit approval process at the various stages, ensuring all key risks have been identified and thoroughly considered
• Selective engagement with clients and other key stakeholders to support the transaction execution process
• Ensure adherence to all applicable operational risk standards and policies, reporting any breaches in accordance with local procedures

To be successful you will need:  

• Strong understanding of the HSBC Commercial Banking products and how they are evolving to support our clients
• Solid corporate finance technical foundations spanning financial modelling, credit risk analysis, legal documentation and deal origination / pitching
• Deep understanding of the 3 core financial statements and how to interpret them
• Familiarity with LMA / APLMA legal documentation, including term sheets
• Experience in customer facing roles, including evidence of negotiating with clients to deliver mutually satisfactory outcomes
• Demonstrable experience in growing revenue through providing tailored solutions, and increasing new business
• Sound interpersonal and communication skills, both written and verbal
• Keen interest in acquiring new relevant knowledge and innovating for growth
• Holding relevant certificates as required by local regulatory bodies
• Excellent spoken and written English and Mandarin
• Fluency in Cantonese is preferred
• Strong proficiency in Microsoft Excel and PowerPoint essential