Mortgage Loan Delivery Specialist

In compliance with applicable laws, HSBC is committed to employing only those who are authorized to work in the US. Applicants must be legally authorized to work in the U.S. as HSBC will not engage in immigration sponsorship for this position.

Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC, we use our unique expertise, capabilities, breadth and perspectives to open new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities and the planet we all share.

The Mortgage Loan Delivery Specialist will be responsible for facilitating delivery of loan level collateral for retention to the custodian for both Portfolio and GSE loans and ensuring the physical and technology delivery of loans to investors to support Secondary Marketing trader commitments.

As our Mortgage Loan Delivery Specialist, you will:

• Ensure GSE loan deliveries are completed accurately
• Coordinate validation of documents delivered to the custodian Bank of New York Mellon
• Develop key relationships with Post Closing, Secondary Marketing, Loan Level, Accounting, Mortgage Servicing Oversight, GSE Account Executives, DMI management and Mortgage Originations teams (Processing, Underwriting, Vendor Management)
• Work with Quality Control Management to ensure GSE exceptions are self-reported
• Complete collateral (note) review for salability and verify MERS registration
• Handle functions and regulations related to post closing, including post-closing checklist review for closing document and disclosure accuracy, as well as follow-up for corrections and trailing documents Work with Post Closing team to perfect document quality
• Cross train with other teams to offer support when required

The final fixed pay offer will depend on the candidate and a few variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location. 

 
At HSBC, our overall goal is to provide a competitive Total Reward Package, with an appropriate mix of fixed pay, and variable pay, as part of an employee’s overall total compensation and benefits. Variable pay generally takes the form of discretionary, annual awards (sometimes referred to as a “bonus”).

Additionally, HSBC offers a wide range of competitive and flexible benefits designed to help you improve your health and well-being, finances, and lifestyle. 

You´ll likely have the following qualifications to succeed in this role:

• Bachelor’s degree in business, related field and/or equivalent experience
• Strong experience in Loan Delivery, Post Closing, Quality Control or Closing with proficient knowledge of mortgage documents
• Knowledge of Mortgage systems (both LOS and Image)
• Intermediate to advanced Excel skills
• Proven communication, organizational, analytical, administrative, problem solving and project management skills
• Ability to effectively multitask as priorities change
• Ability to meet project deadlines and objectives independently and within the team
• Ensure compliance with operational risk controls in accordance with HSBC or regulatory standards and policies
• Optimize relations with regulators by addressing issues timely
• Remediate audit findings and regulatory Matters Requiring Attention (MRAs)
• Ensure compliance with Consent Orders
• Ability to lift 25 pounds easily and safely.   Ability to physically move and shift large files within filing cabinets. Reasonable accommodations may be made to enable individuals with disabilities to perform essential duties
• Ability to work in the office five (5) days per week

In compliance with applicable laws, HSBC is committed to employing only those who are authorized to work in the U.S. Applicants must be legally authorized to work in the U.S. as HSBC will not engage in immigration sponsorship for this position. 

As a HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package including a robust Wellness Hub, all in a welcoming, diverse and inclusive work environment. You will be empowered to drive HSBC’s engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You’ll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC. We value difference. We succeed together. We take responsibility. We get it done. And we want you to help us build the bank of the future!

All qualified applicants will receive consideration for employment without regard to age, ancestry, color, race, national origin, ethnicity, disability or medical condition, genetic information, military or veteran service, religion, creed, sex, gender, pregnancy, childbirth, caregiver status, marital status, citizenship or immigration status, sexual orientation, gender identity or expression or any other trait protected by applicable law.

As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package including a robust Wellness Hub, all in a welcoming and inclusive work environment. You will be empowered to drive HSBC’s engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You’ll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC. We value difference. We succeed together. We take responsibility. We get it done. And we want you to help us build the bank of the future!

All qualified applicants will receive consideration for employment without regard to age, ancestry, color, race, national origin, ethnicity, disability or medical condition, genetic information, military or veteran service, religion, creed, sex, gender, pregnancy, childbirth, caregiver status, marital status, citizenship or immigration status, sexual orientation, gender identity or expression or any other trait protected by applicable law.