Head, US Global Payment Solutions Commercial Cards Operations

In compliance with applicable laws, HSBC is committed to employing only those who are authorized to work in the US. Applicants must be legally authorized to work in the U.S. as HSBC will not engage in immigration sponsorship for this position.

Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC, we use our unique expertise, capabilities, breadth, and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities, and the planet we all share.

The Head of Commercial Cards Operations will lead the end-to-end operational strategy and execution for U.S. Commercial Card products. This role is accountable for operational excellence, risk and control governance, and scalable growth across the commercial card portfolio. This is a senior leadership role requiring deep commercial card expertise, strong risk discipline, and the ability to partner across Product, Technology, Client Service, Risk, and other internal departments.

As our Head, US Global Payments Solutions Commercial Cards Operations you will:

• Optimize end-to-end Commercial Card operations, including onboarding, account builds, lifecycle management, billing, disputes, settlement, fraud, and program servicing
• Provide executive oversight of the TSYS and FISERV platforms
• Provide oversight of the Mastercard and Visa networks, as related to operational and monitoring activities supported in the team
• Work directly with Commercial Card related Vendors and 3rd parties as necessary to support activities, research, issue resolution: FIS (TSYS), Idemia, Mastercard, Visa
• Ensure operational readiness for product enhancements and platform changes, including UAT (User Acceptance Testing) coordination and validation
• Establish strong risk and control frameworks aligned with regulatory and network requirements
• Drive service excellence and support complex commercial client programs
• Lead operational transformation initiatives, automation efforts, and platform enhancements
• Manage senior stakeholders across Product, Technology, Client Management, and other internal departments
• Lead and develop onshore and offshore operational teams; drive performance through Key Performance Indicators, Objectives and Key Results, and Service Level Agreements

You´ll likely have the following qualifications to succeed in this role:

• Extensive experience in Commercial Cards within a regulated financial institution
• Deep experience with TSYS or comparable card processing platforms
• Deep knowledge of corporate card products such as purchasing cards, small business revolving, virtual cards, CTA (Central Travel Account) accounts, corporate world elite, one cards, etc
• Strong understanding of card network rules, disputes/chargebacks, and fraud processes
• Strong knowledge of billing structures, rebate programs, reconciliation within cards portfolio
• Proven experience leading teams onshore and offshore, managing operational risk
• Demonstrated ability to drive transformation and scale operations

As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package including a robust Wellness Hub, all in a welcoming and inclusive work environment. You will be empowered to drive HSBC’s engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You’ll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC. We value difference. We succeed together. We take responsibility. We get it done. And we want you to help us build the bank of the future!

Your final fixed pay offer will depend on the candidate and several variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location.

All qualified applicants will receive consideration for employment without regard to age, ancestry, color, race, national origin, ethnicity, disability or medical condition, genetic information, military or veteran service, religion, creed, sex, gender, pregnancy, childbirth, caregiver status, marital status, citizenship or immigration status, sexual orientation, gender identity or expression or any other trait protected by applicable law.