Manager - Transaction Risk Management

Some careers shine brighter than others.

If you’re looking for a career that will help you stand out, join HSBC and fulfil your potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.

We are currently seeking an experienced professional to join our team in the role of Manager Transaction Risk Management.

In this role, you will:

• Apply appropriate risk control and operating procedures taking account of changing economic or market conditions (this to include Anti-Bribery & Corruption risk, Anti-Money Laundering Risk and Sanctions Risk).
• To assess the risk on the asset purchased by investigating the cause of the alert and determining the appropriate action and risk mitigation to take.
• Manage various aspects of receivable finance transaction flow including customer credit management, Trade Credit Insurance (TCI) management and customer limit requests.
• Recommend credit limit decisions and/or rationale for existing and prospective clients using both financial and non-financial information. Assist with the testing and implementation of the Commodity Management System (and any future state offering).
• Minimize bad debt through effective risk management including the review of various data sources and exception reports to identify risk indicators Increase credit protection income/client satisfaction through various valued added activities including but not limited to conversions, acting upon client verbatim comments and limit appeals.
• Manage the structuring and monitoring of new facility/transaction facilities to ensure they are workable and that the proposed facility/transaction are in line with industry standards and internal/external banking practices.
• Protect the bank's assets and reputation by monitoring buyers and clients for suspicious activity/transactions and taking appropriate action as per the operating policies
• Help in the structuring and monitoring of new facility/transaction facilities to ensure they are workable and that the proposed facility/transaction is in line with industry standards and internal/external banking practices

To be successful you will:

• Relevant experience of 5 years within Trade Finance, ideally within one or all of Core Trade, Receivables Finance and Commodity Trade Finance with a risk control lens with excellent knowledge and experience in core trade, receivables finance and commodity trade financing products, risk evaluation, and the finance life cycle.
• Good understanding of operational risk related to the underlying transactions.
• Good ability to work independently and quickly, with good attention to detail and solutions oriented.
• Good command of spoken and written English essential, with strong written and verbal communication skills, enabling productive dialogue with internal and external customers
• Strong ability to read and analyze a wide source of data, including financial and non-financial information.
• Ability to write balanced and well-rationalized credit recommendations.
• Good understanding of financial crime risk.
• Good understanding of applications including Excel, Word and Outlook.

You’ll achieve more when you join HSBC.

www.hsbc.com/careers

HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role.”

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