Manager,Portfolio Analytics and Insights

Some careers have more impact than others.

If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be.

HSBC is one of the largest banking and financial services organisations in the world, with operations in 62 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.

We are currently seeking an experienced professional to join our team in the role of Senior Analyst - Business Consulting

Business: Risk and Compliance

Principal responsibilities

• Provide subject matter expertise in at least one of the risk concepts within Card and Consumer Assets viz., Acquisitions, Approve/Decline, Line Management, Pricing etc.
• Support development and implementation of analytical frameworks/ strategies
• Conduct portfolio diagnosis for different unsecured products in the region
• Support deployment of Sherwood in the region
• Create robust documentation around existing strategies and processes
• Identifying gaps and marginal growth segments
• Implement best practices for Originations & Account Management policies and strategies
• Propose modification / redevelopment of strategies as required.
• Propose and build new RBWM credit policies
• Implement robust portfolio and strategy monitoring and tracking reports. Develop hypotheses about customer behaviour and profitable growth scenarios and apply the right mix of qualitative and quantitative research techniques to identify causes and solutions
• Identify opportunities for standardization of analytical processes to bring in effectiveness and gain efficiency
• Drive innovation for self to deliver incremental business value to the Region
• The ideal candidate combines strong business and analytical skills with proven ability to execute projects self-reliantly

Qualifications

• Bachelor’s degree in mathematics/ statistics/ economics or equivalent; Masters degree is preferred
• At least 2 years of relevant experience in analytics preferably in the fields like Strategy Development, Loss Forecasting/Reserving, Modeling, Risk Strategy, Marketing etc.
• Excellent communication skills with technical (the team) and non-technical (senior entity management in region) counterparts; being able to "translate" between the two worlds is the major thing in the day to day work.
• Strong analytical skills with an ability to grasp new concepts quickly.
• Good organizational, analytical, problem-solving and verbal and written communication skills.
• Prior experience in managing risk activities in retail lending is essential.
• Prior experience in managing Retail portfolios such as Mortgage, Cards, Loans and Overdrafts
• Prior experience with acquisition risk strategy, account management strategy or strategy analysis and portfolio management would be preferred. Exposure to TRIAD and SMG3 would be a plus.

You’ll achieve more when you join HSBC.

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